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Chart of the Day: Subsidy Ceiling
Following on our post this morning on an article from the Wall Street Journal questioning whether young adults will purchase health care coverage, check out the following chart which offers a snapshot...
View ArticleNBC News: Health Care Costs ‘deterring factor’ for young and healthy
An article posted on NBC News’ First Read blog highlights the importance of broad participation in the new health insurance exchanges established by the health reform law. “According to estimates,...
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New Infographic: How Does the ACA Impact Premiums? It Depends.
Given recent attention regarding the ACA’s impact on health care costs and premiums, we wanted to share a new infographic that offers an overview of the changes coming to health insurance and what...
View ArticleAffordability May Affect Whether Younger Individuals Purchase Coverage
A Reuters article looks at a new study released by the Commonwealth Fund, which found affordability could be a hurdle to younger individuals purchasing coverage. According to the article, “if too few...
View ArticleWonk Blog: We Know Premium Costs, But Not Affordability
A post on Wonk Blog today says that while we know what health insurance premiums will be in some states, we still don’t know whether people will consider those premiums to be affordable. The blog post...
View ArticleAP Articles Highlight the Affordability Challenge
As we blogged earlier this week, Sarah Kliff of the Wonk Blog wrote about the potential disconnect between knowing the premium prices and knowing what people think are affordable premiums. An AP...
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Chart of the Day: State-by-State Premiums Under the Health Care Law
A New York Times article on premiums under the health care law in 36 states includes this great chart.
View ArticleExamining the Impact of States that Tried Reforms without #TheLink
In the 1990s, eight states enacted guaranteed issue and community rating reforms without implementing an individual mandate to ensure individuals purchased coverage. According to a study by Milliman,...
View ArticleICYMI — Actuaries: Delaying Individual Mandate Would Disrupt Coverage,...
In a letter to lawmakers, The American Academy of Actuaries’ Health Practice Council cautioned against delays to the ACA’s individual mandate or an extended open enrollment period. “The individual...
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Implementing Market Reforms Without a Mandate Would Greatly Raise Premiums
Several months after the enactment of the health reform law, the Center for American Progress came out with a report examining the effect of partial repeal of the law. The report found that “removing...
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ICYMI: Consumers and Employers Prefer Smaller Provider Networks Over Higher...
Morning Consult Poll: Majority of consumers prefer plans with lower premiums, smaller provider networks to those with higher premiums, broader networks Health Affairs Study: “Small employers showed an...
View ArticleIssue Brief: Factors Driving Premiums in 2015
An issue brief by the American Academy of Actuaries highlights the major factors determining how 2015 premiums will be set and could differ from those in 2014. According to the issue brief, some of the...
View ArticleWhy 2015 Premiums Will Vary by State
Sarah Kliff has a post up on Vox today explaining why premiums will go up in 2015. Of particular note is the state-by-state variation that will occur: “States that have reached a higher proportion of...
View ArticleOne Reason Premiums Will Vary Across States
January 1, 2014 marked the start of the ACA’s major market reforms taking effect. New changes to the marketplace – including coverage of pre-existing conditions and guarantee issue – extended coverage...
View ArticleWhat Do the Experts Say?
Everyone wants to know what premiums are going to look like for 2015 in the new health care marketplaces. The answer of course is not straightforward, but it deserves proper focus and explanation. So...
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Listicle of the Day: Bloomberg on the Factors Driving Premiums
Bloomberg News has produced a handy list of factors to understand when looking at changes in health care premiums. Consistent with AHIP’s Time for Affordability campaign, the piece details how a wide...
View ArticleWhat’s driving 2015 premiums
As states continue to report on proposed 2015 rates, wide variations in premiums have emerged. This should be no surprise. Several factors impact how much consumers pay for coverage, with premium...
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High health care costs hit employer health benefits
A new annual report from the National Business Group on Health provides more proof that the high cost of health care services is putting a financial strain on the U.S. health care system. Today’s...
View ArticleNew Study: Coverage Options Available to Significantly Limit Costs for Those...
When a person is seriously ill, there is a lot to deal with. But bankrupting medical bills don’t have to one of them. A new independent analysis from HealthPocket has found that consumers have a range...
View ArticleSolving health care’s biggest problems
Health plans have important roles to play in health care, guiding patients through the system, providing access to the best treatments, and protecting patients from medical bankruptcy. They’re also on...
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